Housing Counseling Services
SMTCCAC, Inc. is a HUD Approved Housing Counseling Agency. Our housing counselors offer a comprehensive range of services to the public. We are part of the Maryland HOPE Housing Counseling Network.
Counseling Services Available
Budget and Credit
Default and Delinquency
First-Time Homebuyer Workshops
Presents and demystifies the process and requirements that must be met to be sucessful in purchasing a home. When followed by a one-on-one counseling session, fulfills requirement for Maryland Down Payment Assistance Program. Workshops are held on the third Saturday of the month, or can be taken online at: www.ehomeamerica.org/smtccac.
Restoring Financial Control
This workshop covers the importance of goal setting and preparing/following a monthly spending plan. Hands on sessions, group and individual counseling available.