Housing Counseling Services

SMTCCAC, Inc. is a HUD Approved Housing Counseling Agency.  Our housing counselors offer a comprehensive range of services to the public.  We are part of the Maryland HOPE Housing Counseling Network.

Counseling Services Available
  • Pre-Purchase

  • Budget and Credit

  • Foreclosure Prevention

  • Default and Delinquency

  • Fair Housing

First-Time Homebuyer Workshops

Presents and demystifies the process and requirements that must be met to be sucessful in purchasing a home. When followed by a one-on-one counseling session, fulfills requirement for Maryland Down Payment Assistance Program. Workshops are held on the third Saturday of the month, or can be taken online at:  www.ehomeamerica.org/smtccac.

Restoring Financial Control

This workshop covers the importance of goal setting and preparing/following a monthly spending plan.  Hands on sessions, group and individual counseling available.