Housing Counseling Services

Attention Customers:

Effective December 6, 2022, SMTCCAC will suspend applications for the Charles County COVD-19 Emergency Rental Assistance Program (ERAP). Should more funding become available, we will notify eligible customers and re-instate the application process. We apologize for any inconvenience that this has caused our families in need. We will assist in referring customers to local resources that may be able to assist during this period.

Sincerely Housing Management
Housing Counceling Workshop

1) In person Housing Counseling workshops are back in session and
2) Masks are optional for customers visiting SMTCCAC for services. 

Southern Maryland Tri-County Community Action, Inc. (SMTCCAC) - Housing Photo

During the fiscal year 2018, the Housing Counseling Services Program secured funding for financial counseling with a focus on preserving home ownership and promoting financial education. Through partnerships with Southern Maryland CASH, Maryland Housing Counseling and Community Development Networks, SMTCCAC, Inc., was able to provide counseling to the Tri County area and expand to an additional two counties.

SMTCCAC, Inc. is a HUD Approved Housing Counseling Agency. Our housing counselors offer a comprehensive range of services to the public. We are part of the Maryland HOPE Housing Counseling Network.

Certified Hud Counselor Available
Phone: 301-274-4474
Email: housingcounseling@smtccac.org

Counseling Services Available

  • Pre-Purchase
  • Budget and Credit
  • Foreclosure Prevention
  • Default and Delinquency
  • Fair Housing

First-Time Homebuyer Workshops

Presents and demystifies the process and requirements that must be met to be sucessful in purchasing a home. When followed by a one-on-one counseling session, fulfills requirement for Maryland Down Payment Assistance Program. Workshops are held on the third Saturday of the month, or can be taken online at: www.ehomeamerica.org/smtccac .

Restoring Financial Control

This workshop covers the importance of goal setting and preparing/following a monthly spending plan. Hands on sessions, group and individual counseling available.

Homebuyer Education Course

America's Premier Online Homebuyer Education

Learn how to:

  • Determine if homeownership is right for you
  • Shop for a home
  • Maintain your home

Certificate of completion presented to client and/or lender upon completion of counseling session with a homeownership advisor (if required).

Course Fee: 99.00 per registration.

The course fee is non-refundable.

Get Started Apply Online - Cap60